ADDITIONAL SERVICES
MERCHANT PROCESSING
High-Risk & Low-Risk Solutions for Every Business
At BJ Lending, we provide trusted, all-in-one payment processing services for both high-risk and low-risk businesses. Whether you're running an online store or a specialized business, we offer credit card processing and alternative payment options tailored to your unique needs.
Let us help you accept payments easily, securely, and with confidence.
ADDITIONAL SERVICES
MERCHANT PROCESSING
High-Risk & Low-Risk Solutions for Every Business
At BJ Lending, we provide trusted, all-in-one payment processing services for both high-risk and low-risk businesses. Whether you're running an online store or a specialized business, we offer credit card processing and alternative payment options tailored to your unique needs.
Let us help you accept payments easily, securely, and with confidence.
Solutions for High-Risk and Low-Risk Merchants
Through our partner companies worldwide, our team works to source opportunities and invests capital along side of our institutional investment partners. With deep roots worldwide capital markets and fixed income communities, BJ Lending has the capability of providing airlines with substantial investment in structures that provide great flexibility, debt and equity. Through our partner company, BJ Lending, we deliver professional asset management services and innovative financing structures to both airline partners and investors.
Support You Can Count On
We will consult and negotiate on your behalf, ensuring your business begins accepting payments, maintains its merchant account, and maximizes approval ratios based on your target customer base. For us, merchant account approval is just the beginning and we are here to ensure that your accounts are performing as they should be.
Merchant Processing Solutions At It's Best
Applying for a Merchant Processing, it's important to carefully consider the purpose of the Merchant Processing Solutions, the need, and the ability to process. Comparing offers from different companies, understanding the terms and fees, and reviewing the rates are crucial steps in finding the best Merchant Processing for your needs.
Solutions for High-Risk
& Low-Risk Merchants
Through our partner companies worldwide, our team works to source opportunities and invests capital along side of our institutional investment partners. With deep roots worldwide capital markets and fixed income communities, BJ Lending has the capability of providing airlines with substantial investment in structures that provide great flexibility, debt and equity. Through our partner company, BJ Lending, we deliver professional asset management services and innovative financing structures to both airline partners and investors.
Support You Can Count On
We will consult and negotiate on your behalf, ensuring your business begins accepting payments, maintains its merchant account, and maximizes approval ratios based on your target customer base. For us, merchant account approval is just the beginning and we are here to ensure that your accounts are performing as they should be.
Merchant Processing Solutions At It's Best
Applying for a Merchant Processing, it's important to carefully consider the purpose of the Merchant Processing Solutions, the need, and the ability to process. Comparing offers from different companies, understanding the terms and fees, and reviewing the rates are crucial steps in finding the best Merchant Processing for your needs.
LENDING OPTIONS
Payment Processing
Credit Card Processing:
Enables businesses to accept payments via credit cards, allowing customers to make purchases using their credit or debit cards.
Debit Card Processing:
Similar to credit card processing but involves debiting funds directly from the customer's bank account.
Point of Sale (POS) Systems
Hardware:
Includes terminals, card readers, and other devices that facilitate card transactions.
Software:
POS software manages transactions, inventory, and often integrates with other business operations.
E-commerce Integration
Integration with online shopping carts and e-commerce platforms for a seamless and secure online payment experience.
Online Payment Gateway
Facilitates online transactions by securely transmitting payment information between the website or online store and the payment processor.
Ensures the security of sensitive payment data through encryption and other security measures.
Mobile Payment Solutions
Allows businesses to accept payments through mobile devices, such as smartphones and tablets.
Mobile wallets, QR code payments, and contactless payments are common features.
First Class POS Systems
Virtual Terminal
If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.
Security and Compliance
Adherence to Payment Card Industry Data Security Standard (PCI DSS) to protect customer payment data.
End-to-end encryption and tokenization to enhance transaction security.
Multi-Currency Support
Enables businesses to accept payments in various currencies, expanding their reach to international customers.
Reporting and Analytics
Provides businesses with insights into transaction data, sales trends, and other relevant analytics to inform decision-making.
Fraud Prevention
Utilizes fraud detection tools and algorithms to identify and prevent fraudulent transactions.
Customer Support
Responsive customer support to address issues, provide assistance, and ensure the smooth operation of payment processing.
Settlement and Funding
Ensures timely transfer of funds from processed transactions
to the merchant's account.
Choosing the Right Merchant Processing Solution
Businesses can choose merchant processing solutions based on their specific needs, industry, and the types of payments they want to accept. It's essential to consider factors such as fees, contract terms, customer support, and the level of integration with existing business systems when selecting a merchant processing solution.
LENDING OPTIONS
Payment Processing
Credit Card Processing:
Enables businesses to accept payments via credit cards, allowing customers to make purchases using their credit or debit cards.
Debit Card Processing:
Similar to credit card processing but involves debiting funds directly from the customer's bank account.
Point of Sale (POS) Systems
Hardware:
Includes terminals, card readers, and other devices that facilitate card transactions.
Software:
POS software manages transactions, inventory, and often integrates with other business operations.
E-commerce Integration
Integration with online shopping carts and e-commerce platforms for a seamless and secure online payment experience.
Online Payment Gateway
Facilitates online transactions by securely transmitting payment information between the website or online store and the payment processor.
Ensures the security of sensitive payment data through encryption and other security measures.
Mobile Payment Solutions
Allows businesses to accept payments through mobile devices, such as smartphones and tablets.
Mobile wallets, QR code payments, and contactless payments are common features.
First Class POS Systems
Virtual Terminal
If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.
Security and Compliance
Adherence to Payment Card Industry Data Security Standard (PCI DSS) to protect customer payment data.
End-to-end encryption and tokenization to enhance transaction security.
Multi-Currency Support
Enables businesses to accept payments in various currencies, expanding their reach to international customers.
Reporting and Analytics
Provides businesses with insights into transaction data, sales trends, and other relevant analytics to inform decision-making.
Fraud Prevention
Utilizes fraud detection tools and algorithms to identify and prevent fraudulent transactions.
Customer Support
Responsive customer support to address issues, provide assistance, and ensure the smooth operation of payment processing.
Settlement and Funding
Ensures timely transfer of funds from
processed transactions to
the merchant's account.
Choosing the Right Merchant Processing Solution
Businesses can choose merchant processing solutions based on their specific needs, industry, and the types of payments they want to accept. It's essential to consider factors such as fees, contract terms, customer support, and the level of integration with existing business systems when selecting a merchant processing solution.
What Our Clients Are Saying
What Our Clients
Are Saying
“I was overwhelmed trying to secure funding for my small business. BJ Lending didn’t just hand me a checklist—they actually listened. They explained everything clearly and got me approved faster than I expected. It felt like they were in my corner the whole time.”
– Jada M., Boutique Owner
“Honestly, I didn’t know where to start. Their team walked me through each step without making me feel dumb for asking questions. The process was smooth, and I had the funds I needed within a couple of days. Super grateful.”
– Samantha S., Independent Contractor
“We needed fast financing to grab a last-minute investment opportunity. BJ Lending delivered. They were responsive, professional, and got it done with no drama. I’ll be coming back for our next deal”
– Marcus T., Real Estate Investor
“We needed fast financing to grab a last-minute investment opportunity. BJ Lending delivered. They were responsive, professional, and got it done with no drama. I’ll be coming back for our next deal”
– Marcus T., Real Estate Investor
Contact Us Today!
We’re here to help you move forward, whether you’re ready to apply, have a quick question, or want to speak with a lending expert.
Let’s talk financing that works for you.
Copyright 2025 All Rights Reserved | Term and Conditions | Privacy Policy
Empowering individuals and businesses through access to funding and financial growth tools.
Contact Us Today!
We’re here to help you move forward, whether you’re ready to apply, have a quick question, or want to speak with a lending expert.
Let’s talk financing that works for you.
Copyright 2025 All Rights Reserved
Empowering individuals and businesses through access to funding and financial growth tools.